this past friday night i took a spill on ravenswood.  i suppose i was a bit anxious to have such sweet winds with me from the north that i wasn't looking for any slick spots.  long story short, i hit the pavement and as did my head but i had a helmet on. the helmet doesn't have a crack in it, there are scuff marks and what not, but my question is, being a never "impacted" helmet from giro, do i really need to replace it, even without a physical crack in the helmet?  also on the same note, is there any cheap insurance that urban bikers use that im completely unaware of?  waking up. thanks.  

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Take it into a bike shop, and have them take a look at it. From the sound of it, the helmet is probably fine, but it wouldn't hurt to have another set of eyes look at it.
several years ago,I took a spill on Lilly Rd. in the Village of Menominee Falls, northwest of Milwaukee. My rear wheel clipped the edge of a pothole and I and my bike went down. The next day, after I returned from visiting my friends in Richfield, I stopped in at Rainbow Jersey in Shorewood and got a new Bell helmet. The old Bell was broken near the tail. If certainly did its job.
ALWAYS replace a helmet after a crash. Once the cells in the styrofoam are compressed they are useless. You can insure your bikes on your home owners/apartment insurance pretty cheap. I have some very expensive bikes and it only cost me $80 a yr to add em on.
Giro's website has some good info to check out.

http://www.giro.com/en-us/support/faqs/:

"Q. What if I'm not sure if my helmet has been damaged?
A. If at any time you are unsure or have questions about your Giro helmet’s condition, you can send it to Giro for a free inspection. Our technician will thoroughly inspect your helmet, note any damage found and make our recommendations on whether the helmet should continue to be used. Call us at (800) 456-2355 or e-mail us at Feedback@giro.com for more details on this free service.

Q. Does Giro have a crash replacement program?
A. Giro is interested in your safety and in advancing our state-of-the-art in head protection. If your helmet is involved in an accident you may be able to get a credit toward a new helmet from Giro by doing the following:
Send us:
a. Your damaged helmet;
b. A copy of your dated cash register receipt;
c. A letter describing your accident (in as much detail as possible)

Ship to:
GIRO
Consumer Service
1924 County Road, 3000 North
Rantoul, IL 61866

If you have any questions about this program please call us at (800) 456-2355 or e-mail us at Feedback@giro.com. Crash replacement program is available to U.S. customers only. Customers outside the U.S. should call (800) 456-2355 or e-mail us for information on the crash replacement program applicable to them. Remember: NEVER wear a helmet that’s been involved in an accident."
Rule of thumb I go by is that when a helmet hits the floor it is done for. An $80 bucket is pretty much disposable after a crash whether it is cracked or not...It is just something that I would neve want to gamble...

-Ali
+1

Michael A said:
ALWAYS replace a helmet after a crash. Once the cells in the styrofoam are compressed they are useless. You can insure your bikes on your home owners/apartment insurance pretty cheap. I have some very expensive bikes and it only cost me $80 a yr to add em on.

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