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It is very easy, and inexpensive to get a rider put on your renter's insurance to cover expensive bikes. I have several bikes well over that pricepoint, it costs $150 bucks extra a year to insure, with a $250 deduct
I've become increasingly interested in purchasing some sort of insurance for mine, but I'm not clear on how a renter policy would cover theft of a bike unless it was stolen out of your apartment.
Michael A said:It is very easy, and inexpensive to get a rider put on your renter's insurance to cover expensive bikes. I have several bikes well over that pricepoint, it costs $150 bucks extra a year to insure, with a $250 deduct
Seri, I'd try to let some of the bike shops around town know and ask them to keep an eye out for it. Given the bike, there's a decent chance that they may end up seeing it. It really sucks that you had such a nice bike stolen, hope that you find it and get it back.
The frame is missing the Orca tabs that are inset on each side of the frame. There are a few scratches on the top tube and I have the receipt for the bike that was purchased at Cycle Smithy. Feel free to call me if you think it looks familar: 847-477-1842. Listed below are some other specs on the bike:
Ritchey WCS Carbon Stem 90
Specialized carbon post (purchased at Cycle Smithy two weeks ago)
Keo Carbon pedals
Sram Force Components 50/34 crank 11-26 cassette
Selle Italia Lady gel flow saddle
Easton Tempest II wheels
Continental 4 season tires
Black gel cork with bar phat underneath
I struggle to understand how someone with a $6k bike only has one bike.
As far as I know your bike will be covered. You should probably take a picture of your bike and send it in. Best bet is talk to an agent.
Michael Perz said:I've become increasingly interested in purchasing some sort of insurance for mine, but I'm not clear on how a renter policy would cover theft of a bike unless it was stolen out of your apartment.
Michael A said:It is very easy, and inexpensive to get a rider put on your renter's insurance to cover expensive bikes. I have several bikes well over that pricepoint, it costs $150 bucks extra a year to insure, with a $250 deduct
It is very easy, and inexpensive to get a rider put on your renter's insurance to cover expensive bikes. I have several bikes well over that pricepoint, it costs $150 bucks extra a year to insure, with a $250 deduct
While you may think that $150 is not a lot, I think you are in the minority.
I think most people have a hard time assessing the risks that are associated with doing certain common things (like locking up a bike, driving while texting, riding your bike through a red light, etc.). How else do you explain this expensive bike being locked up downtown with a combination cable lock (per her entry at the stolenbikeregistry)? I think that the owner, based on her experiences and judgment, might have thought it was OK.
So if your experiences tell you that locking up a bike with an combination cable lock is OK, you are likely not even thinking about buying additional protection.
Besides hoping that Seri does get her bike back, I can only hope that posting about this might prevent future bike thefts
Michael A said:It is very easy, and inexpensive to get a rider put on your renter's insurance to cover expensive bikes. I have several bikes well over that pricepoint, it costs $150 bucks extra a year to insure, with a $250 deduct
I have to disagree. Don't go lock up a $6000 dollar bike anywhere is pretty helpful, if only for the future.
heather stratton said:That's not really a helpful comment.
Mike said:im very sorry that you lost your bike, but if you're going to play the price tag card, in my opinion you should not have locked that nice of a bike anywhere downtown for any amount of time... none of my bikes are "$6000 bikes", however I am concerned about having my bikes taken, therefore they are either adequately locked up or they come everywhere with me.
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