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This is great. Mind if I condense this into the flier I'm working on?
Make sure when you call the police, report "an accident WITH INJURIES," no matter how uninjured you may feel. My husband and I were in identical crashes a week apart. Whoever called on my behalf reported injuries, and a squad car and ambulance were there within a minute or two (I was a little banged up, but OK). My husband called in a traffic accident, said that nobody was hurt, and the police never showed. (he ended up going to the hospital later that day after his elbow swelled up to a softball size). Seems if nobody's hurt, the police just don't care. And no police means no report.
In a related thought, I found that the driver's insurance had no problem paying off me and my husband for our bike repair and doctor bills. They are so used to car repairs that run into the thousands, that a little $500 bike repair was like nothin to them. Plus, they have no idea what a nice bike costs.
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