The Chainlink

I never drive my car.  I mean, I only drive it when a) I have to move it across the street for street cleaning, or b) the emission test is due.  Really.

So why do I still have it?  I don't have a real good answer.  It just sits there, of no use to anyone.  I'm just happy that I'm still able to get it to start.   

So I'm excited that there's a new service starting in Baltimore which is letting owners like me share their vehicles and maybe make a little milk money too.

As an owner, if this started up in Chi, I'd be the first to join.  

As a renter, this might make the concept of car sharing even more convenient.

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This is pretty neat. I've always worried about the risk involved with something like this.

I'm going to be acquiring a car at the end of the month and I already know that it is going to be doing a lot of sitting around. What would it take to start something like this up?
i think if enough people join on the site and show interest...
On the site, it mentioned that their insurance took care of any risk involved.

jamimaria said:
This is pretty neat. I've always worried about the risk involved with something like this.

I'm going to be acquiring a car at the end of the month and I already know that it is going to be doing a lot of sitting around. What would it take to start something like this up?
I meant if I were to enter into some kind of agreement with a friend/neighbor privately.

The rates for relay rides seem to be pretty comparable to I-Go....though it does seem as though it could be very helpful for car owners.



Adam "Cezar" Jenkins said:
On the site, it mentioned that their insurance took care of any risk involved.

jamimaria said:
This is pretty neat. I've always worried about the risk involved with something like this.

I'm going to be acquiring a car at the end of the month and I already know that it is going to be doing a lot of sitting around. What would it take to start something like this up?
Doing it privately has the potential to be an insurance nightmare if any cash exchanges hands.
I have little use for a car but occasionally (like right now) need a truck.

I've been wanting to be part of a truck share for years. Haven't been able to find anyone interested . . . got the space to store it easily . . .
Can you elaborate?

notoriousDUG said:
Doing it privately has the potential to be an insurance nightmare if any cash exchanges hands.
H3N3 said:
Can you elaborate?

notoriousDUG said:
Doing it privately has the potential to be an insurance nightmare if any cash exchanges hands.

I think DUG is referring to most insurance policies not covering using the vehicle for commercial purposes. If money is being exchanged for use of the vehicle, the insurance company can refuse to cover any coverage if an accident occurs. You'd probably need to get commercial vehicle insurance to cover a car or truck share like this especially if people are paying to use the truck/car.

bingo.

Plus they can fight a claim if the driver is not on the policy and/or does not have auto insurance of their own.

S said:
H3N3 said:
Can you elaborate?

notoriousDUG said:
Doing it privately has the potential to be an insurance nightmare if any cash exchanges hands.

I think DUG is referring to most insurance policies not covering using the vehicle for commercial purposes. If money is being exchanged for use of the vehicle, the insurance company can refuse to cover any coverage if an accident occurs. You'd probably need to get commercial vehicle insurance to cover a car or truck share like this especially if people are paying to use the truck/car.

I see. Well, it's possible to insure the vehicle rather than the driver, no?
Also, I'm thinking about an informal arrangement between 3-4 friends-- people give each-other gas money without it getting into legal cloudiness . . .?
I am pretty sure that in most cases the driver has to be insured for the vehicle to be covered with them driving it.

H3N3 said:
I see. Well, it's possible to insure the vehicle rather than the driver, no?
Also, I'm thinking about an informal arrangement between 3-4 friends-- people give each-other gas money without it getting into legal cloudiness . . .?
You have to declare the driver(s) on the policy. In fact if you have a driving age child/adult living in you house (even if he dosen't drive) he has to declared and your policy is adjusted accordingly. You might get by with the insurance paying for an accident if you "lent" the car out ot a "friend" but you will be liable and get hit with the premium increase or get dropped.

Personally i feel if you're not really using your car regularly, sell it, get out from the insurance, registration fees and upkeep and go with Zip car or I-go. It's cheaper in the long run.

Trying to mickey mouse a car share program with friends will only lead to trouble & lost friends.

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