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This is pretty neat. I've always worried about the risk involved with something like this.
I'm going to be acquiring a car at the end of the month and I already know that it is going to be doing a lot of sitting around. What would it take to start something like this up?
On the site, it mentioned that their insurance took care of any risk involved.
jamimaria said:This is pretty neat. I've always worried about the risk involved with something like this.
I'm going to be acquiring a car at the end of the month and I already know that it is going to be doing a lot of sitting around. What would it take to start something like this up?
Can you elaborate?
notoriousDUG said:Doing it privately has the potential to be an insurance nightmare if any cash exchanges hands.
I think DUG is referring to most insurance policies not covering using the vehicle for commercial purposes. If money is being exchanged for use of the vehicle, the insurance company can refuse to cover any coverage if an accident occurs. You'd probably need to get commercial vehicle insurance to cover a car or truck share like this especially if people are paying to use the truck/car.
H3N3 said:Can you elaborate?
notoriousDUG said:Doing it privately has the potential to be an insurance nightmare if any cash exchanges hands.I think DUG is referring to most insurance policies not covering using the vehicle for commercial purposes. If money is being exchanged for use of the vehicle, the insurance company can refuse to cover any coverage if an accident occurs. You'd probably need to get commercial vehicle insurance to cover a car or truck share like this especially if people are paying to use the truck/car.
I see. Well, it's possible to insure the vehicle rather than the driver, no?
Also, I'm thinking about an informal arrangement between 3-4 friends-- people give each-other gas money without it getting into legal cloudiness . . .?
I just got rid of my car and am looking into car-sharing services. Unfortunately I've only see I-Go or ZipCar with sedans, but no pickup trucks. Am I wrong about that? An I-Go Ford Ranger would be great for the very rare occasion I can't bungee big stuff from Home Depot to my bike.
Congratulations Brendan!
Zip Car is showing two Toyota Tacoma trucks-- one at Leavitt and Wabansia, and one at 3900 N. Sheridan.
http://www.zipcar.com/chicago/find-cars
Wondering why a bike trailer wouldn't be a solution though?
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