I have this one in blue, and love it! It's not itchy at all- feels like soft jersey cotton. I layer it over a thin silk one when it's really cold. A little spendy, but worth it for this cold-hatin' girl! And it's cheaper than a bus pass...
I just have to find the one I already have. I keep running into it in July. Then I find it during the last week of winter. It would have come in handy today. Its a Pearl Izumi. I've always found it to be warm and wind proof.