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Tony:
I got doored and broke my collar bone about 4 years ago. Before I pedaled off one-armed to the hospital, I made sure the police filed a report and I got the driver's insurance info.
Long story short, I submitted the police report and my medical bills to his auto insurance company and they covered it. They also covered the cost of repairing my bike and the cost of a jacket that was torn when I hit the tarmac.
They also offered me a somewhat substantial sum of money for "pain and suffering"...which of course I accepted. Just to be clear, I had no intentions of suing anybody or collecting anything beyond medical expenses and damage to my stuff. But they were preemptively offering it in exchange for signing a document saying I wasn't going to sue the guy or seek additional reimbursement for medical expenses later on.
So my advice to Tony would be to get a copy of that police report and contact the guy's insurance company ASAP. However, DO NOT try to collect from them until you are completely healed and 100% certain that further medical complications will not pop up in the future. Once you settle with them, the medical bills are all on you.
I hope this helps...and I hope you feel better soon.
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