Replies to This Discussion

Permalink Reply by Patrick M on September 13, 2009 at 11:55am

My heart goes out to you I have 2009 cad 9 5 and am constantly worried about its saftery. Especially right now as my beater bike is in need of a new tire.

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Permalink Reply by mattbikes1 on September 13, 2009 at 12:23pm

So sorry to hear! My friend recently recovered her stolen bike at the Ashland swap-o-rama. Might be worth checking out for the next few weeks. Good luck.

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Permalink Reply by Jackie on September 13, 2009 at 1:58pm

I'm so sorry that happened! I'll keep my eyes peeled.

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Permalink Reply by Kate G. on September 13, 2009 at 2:01pm

I was reassured today that there's almost no chance it'll show up - if someone is willing to saw through a U-lock they're not gonna share, except with someone who's not me. Suffice to say I'm hoping homeowner's is going to cover it, else it's back to old faithful... and maybe a new, stripped down fixie.

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Permalink Reply by Becca Adler on September 13, 2009 at 3:51pm

hope home owner's covers it. good luck.

Kate G. said:

I was reassured today that there's almost no chance it'll show up - if someone is willing to saw through a U-lock they're not gonna share, except with someone who's not me. Suffice to say I'm hoping homeowner's is going to cover it, else it's back to old faithful... and maybe a new, stripped down fixie.

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Permalink Reply by dan brown on September 14, 2009 at 3:36am

I hate reading these.

ensues....

Dan (maybe I should look into renter's insurance ?)

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Permalink Reply by Kate G. on September 14, 2009 at 5:28am

I thought the manufacturers fixed that?

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Permalink Reply by Chucko on September 14, 2009 at 5:33am

Yeah, you just have to make sure you have a u-lock with a flat key. Most reputable manufacturers switched a few years ago when Kryptonite had their meltdown over a lock that could be just about instantly opened with a bic pen.

Rosa Diaz said:

Depends on the U-Lock, there are so many U-locks that can be opened very easily with a pen cap.

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Permalink Reply by Duppie on September 14, 2009 at 9:03am

Kate G. said:

Suffice to say I'm hoping homeowner's is going to cover it

While every home owners insurance is different, ours only covers bikes that are stolen from a locked area on our property (which makes it burglary, I believe). When I inquired to add our bikes to the insurance, I was quoted a premium that amounted to 20% of the replacement cost of the bikes. I didn't think it was worth it.
Frank

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Permalink Reply by Kate G. on September 14, 2009 at 9:07am

Our deductible is $1K... my bike, with gadgetry, perhaps $1500-1700. Sigh.

Duppie said:

Kate G. said:

Suffice to say I'm hoping homeowner's is going to cover it

While every home owners insurance is different, ours only covers bikes that are stolen from a locked area on our property (which makes it burglary, I believe). When I inquired to add our bikes to the insurance, I was quoted a premium that amounted to 20% of the replacement cost of the bikes. I didn't think it was worth it.
Frank

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Permalink Reply by Kevin C Dormant on September 14, 2009 at 10:09am

I hate to add that homeowner's and renter's insurance policies are increasingly becoming "disaster policies." If the place burns down, blows up, or disappears into a sink hole, by all means make the claim. If you have a couple thousand dollars worth of "stuff" stolen, I'd be very careful about even letting the insurance company/agent know about it. Sadly, people who dutifully make their premium payments and never make a claim are "preferred" customers. Everyone else is high risk, subject to cancellation or premium increases. Insurance companies may have a bad quarter or two, but they always make money whether through premiums or investment returns. Most claims simply aren't worth it to the policyholder.

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Permalink Reply by Shirlee Berman on September 14, 2009 at 2:45pm

So sorry to hear about your bike. My heart goes out to you. We will keep an eye out.

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