Advice for handling hit and run of parked bike - The Chainlink2024-03-29T09:55:24Zhttps://thechainlink.org/forum/topics/advice-for-handling-hit-and-run-of-parked-bike?commentId=2211490%3AComment%3A1025043&feed=yes&xn_auth=noFrom the looks of the photos,…tag:thechainlink.org,2016-11-15:2211490:Comment:10272692016-11-15T00:26:52.556ZJaik S.https://thechainlink.org/profile/JSmith
<p>From the looks of the photos, only the frame was damaged. Insurance will say that it is a used bike, if they offer to reimburse you, it will likely be 10%-25% of the original cost. </p>
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<p>The good news is, it's getting cooler out, which means winter is coming. Winter is one of the best times to get a bike at a significantly reduced price. Shops put items on sale to make room for the new year models that start shipping out. I would take this opportunity to find yourself a nice frame…</p>
<p>From the looks of the photos, only the frame was damaged. Insurance will say that it is a used bike, if they offer to reimburse you, it will likely be 10%-25% of the original cost. </p>
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<p>The good news is, it's getting cooler out, which means winter is coming. Winter is one of the best times to get a bike at a significantly reduced price. Shops put items on sale to make room for the new year models that start shipping out. I would take this opportunity to find yourself a nice frame that you've been looking at, and carry over all those nice parts from your damaged bike. The rear wheel may need a good true, but overall almost everything from the photos looks salvageable. </p> What a sweet looking bike tur…tag:thechainlink.org,2016-11-12:2211490:Comment:10269862016-11-12T02:06:26.878ZJuan 2-3 or more mi.https://thechainlink.org/profile/JohnDominguez
<p><a href="http://storage.ning.com/topology/rest/1.0/file/get/35269545?profile=original" target="_self"><img width="721" src="http://storage.ning.com/topology/rest/1.0/file/get/35269545?profile=RESIZE_1024x1024" width="721" class="align-full"/></a>What a sweet looking bike turned into a brutal piece of art.</p>
<p><a href="http://storage.ning.com/topology/rest/1.0/file/get/35269545?profile=original" target="_self"><img width="721" src="http://storage.ning.com/topology/rest/1.0/file/get/35269545?profile=RESIZE_1024x1024" width="721" class="align-full"/></a>What a sweet looking bike turned into a brutal piece of art.</p> Good info on the update and a…tag:thechainlink.org,2016-11-11:2211490:Comment:10267672016-11-11T18:47:20.860ZJuan 2-3 or more mi.https://thechainlink.org/profile/JohnDominguez
<p>Good info on the update and a cautionary tale of where to lock up in this car sick theft ridden city.</p>
<p>Good info on the update and a cautionary tale of where to lock up in this car sick theft ridden city.</p> If you're interested in the o…tag:thechainlink.org,2016-11-11:2211490:Comment:10268532016-11-11T12:16:12.934ZEthan N-Ghttps://thechainlink.org/profile/EthanNewmanGivens
If you're interested in the outcome the ending is basically happy.<br />
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I did contact the police 4 times about this, but not with a ton of conviction and ultimately never successfully filed a report. I really just thought I needed a piece of paper to have the footage reviewed. I didn't believe that the CPD would or should investigate the accident. During this process I actually received confirmation that the footage was obscured by construction equipment in the intersection that day. Without…
If you're interested in the outcome the ending is basically happy.<br />
<br />
I did contact the police 4 times about this, but not with a ton of conviction and ultimately never successfully filed a report. I really just thought I needed a piece of paper to have the footage reviewed. I didn't believe that the CPD would or should investigate the accident. During this process I actually received confirmation that the footage was obscured by construction equipment in the intersection that day. Without footage of the damage I decided to stop pursuing a police report. This revelation was helpful as I bought the bike as a bad weather beater (a nice beater, but, I commute 29ish miles round-trip a day). It was time to let go and move on...<br />
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The next day I logged onto my credit card website (discover) and saw the banner ad for accidental damage coverage. $500 max for purchases in the past 90 days. Check and check. This is a great option as it really has none of the downsides of making a a claim on my homeowners policy. I started the process and was curious if I would need to start trying to get a police report again, nope. I did need to provide statement from the CC, receipt, photos of the damage, statements from bike merchants regarding the possibility of repair/replacement and am expecting a check in 7-10 business days for the purchase amount.<br />
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I hope none of you find yourself in a similar situation, but, if you do, this accident policy was very easy (although a bit slow to respond) to navigate with none of downsides of using my homeowners. Coincidentally, I had my bike…tag:thechainlink.org,2016-11-03:2211490:Comment:10260962016-11-03T22:27:16.681ZJohn Yetihttps://thechainlink.org/profile/JohnSweetwood
Coincidentally, I had my bike crushed by a lift gate of a delivery truck in essentially the same spot. I had security footage that didn't reveal the driver or company but ultimately my deductible was too high to file a claim. Hopefully you have a better outcome. Regardless, I no longer lock up in areas where potential loading/unloading occur.
Coincidentally, I had my bike crushed by a lift gate of a delivery truck in essentially the same spot. I had security footage that didn't reveal the driver or company but ultimately my deductible was too high to file a claim. Hopefully you have a better outcome. Regardless, I no longer lock up in areas where potential loading/unloading occur. Vehicle collusions would be c…tag:thechainlink.org,2016-10-30:2211490:Comment:10252282016-10-30T16:20:04.801ZMike Schwabhttps://thechainlink.org/profile/MikeSchwab80
<p>Vehicle collusions would be covered under your automobile (including non-driver) policy. Homeowners might cover non-vehicular damage, theft, removal of parts, etc.</p>
<p>Vehicle collusions would be covered under your automobile (including non-driver) policy. Homeowners might cover non-vehicular damage, theft, removal of parts, etc.</p> I have basically come to this…tag:thechainlink.org,2016-10-28:2211490:Comment:10253112016-10-28T23:09:21.706ZEthan N-Ghttps://thechainlink.org/profile/EthanNewmanGivens
I have basically come to this conclusion. I think you're right. Thanks.
I have basically come to this conclusion. I think you're right. Thanks. The bikes dead.
Replace it an…tag:thechainlink.org,2016-10-28:2211490:Comment:10251552016-10-28T23:04:33.177ZDoug Hayneshttps://thechainlink.org/profile/DougHaynes
<p>The bikes dead.</p>
<p>Replace it and move on with your life because I doubt you are going to get very little satisfaction for the time you have to put in.</p>
<p>The bikes dead.</p>
<p>Replace it and move on with your life because I doubt you are going to get very little satisfaction for the time you have to put in.</p> Are they actually asking to h…tag:thechainlink.org,2016-10-28:2211490:Comment:10253002016-10-28T18:50:39.982ZAnne Althttps://thechainlink.org/profile/Anne91
<p>Are they actually asking to have a printed report, or just have the <em>case #</em> you get after submitting a report (online or verbally)?</p>
<p>Are they actually asking to have a printed report, or just have the <em>case #</em> you get after submitting a report (online or verbally)?</p> 311 was right, the police off…tag:thechainlink.org,2016-10-28:2211490:Comment:10251962016-10-28T15:54:56.167ZDavid P.https://thechainlink.org/profile/DavidAPertuz
<p>311 was right, the police officer was wrong. A crime was committed, and you needed to file a report - the police officer you spoke to should have taken one. Whether or not a bicycle is a vehicle is irrelevant. I'm sorry this happened to you - it sucks!</p>
<p>311 was right, the police officer was wrong. A crime was committed, and you needed to file a report - the police officer you spoke to should have taken one. Whether or not a bicycle is a vehicle is irrelevant. I'm sorry this happened to you - it sucks!</p>