All Discussions Tagged 'insurance' - The Chainlink2024-03-29T09:07:40Zhttps://thechainlink.org/forum/topic/listForTag?tag=insurance&feed=yes&xn_auth=noInsurance claim process post-crashtag:thechainlink.org,2013-05-25:2211490:Topic:6956432013-05-25T16:54:24.003ZLou Shttps://thechainlink.org/profile/LouisSilverman
<p>Good morning. About an hour ago, I was hit by a car while riding on the Lakefront Trail. We waited to receive a formal accident report from CPD. I was fortunate enough to get away with only some scrapes and contusions, nothing serious. However, my front rim is completely bent, my crankset is bent, my seat post is bent and it appears that my rear derailleur is broken as well.</p>
<p>My question is what is the procedure for filing an insurance claim after the crash? I have the driver's…</p>
<p>Good morning. About an hour ago, I was hit by a car while riding on the Lakefront Trail. We waited to receive a formal accident report from CPD. I was fortunate enough to get away with only some scrapes and contusions, nothing serious. However, my front rim is completely bent, my crankset is bent, my seat post is bent and it appears that my rear derailleur is broken as well.</p>
<p>My question is what is the procedure for filing an insurance claim after the crash? I have the driver's insurance information, but I only have familiarity from when I was rear-ended several years ago in a car. Should I expect a hassle from the insurance company? Will I need the services of an attorney? Any help would be necessary.</p>
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<p>I do have photos of my bike from after the accident, but did not feel the need to post them at this time.</p> Victimized by Drivers and their Insurerstag:thechainlink.org,2012-07-14:2211490:Topic:5702652012-07-14T20:31:53.908ZAndy Moss 9.5https://thechainlink.org/profile/AndyMoss
<p>A friend of mine who I occasionally ride with in the AM from Oak Park to the Loop was hit by a car on Monday just west of the intersection of Washington and Homan. He was riding in the bike lane on Washington. As you cross Homan into Garfield Park, the road splits to the north (Schrader Blvd) and south (Washington Blvd). The driver crossed from the lane on the left of the bike lane (which is clearly marked and bends south onto Washington through the split) right onto Schrader NB, mowing…</p>
<p>A friend of mine who I occasionally ride with in the AM from Oak Park to the Loop was hit by a car on Monday just west of the intersection of Washington and Homan. He was riding in the bike lane on Washington. As you cross Homan into Garfield Park, the road splits to the north (Schrader Blvd) and south (Washington Blvd). The driver crossed from the lane on the left of the bike lane (which is clearly marked and bends south onto Washington through the split) right onto Schrader NB, mowing down my friend, who was right next to her. Not only is the bike lane marked all the way through the split, but there is a right turn lane to the right of the bike lane, so there's zero excuse for a driver to cross the bike lane. </p>
<p>He's OK - a little road rash, sore ribs. The crash ruined his rear wheel, cranks and bars. He had a trip to the ER and will have some med bills. </p>
<p>The driver initially fled the scene, but a another driver who saw the incident gave chase, caught her, and somehow convinced/compelled her to return to the scene. She was completely belligerent and accused my friend of causing the accident. Police and paramedics arrived. The police acted fairly and took a full report. The driver told some unbelievable story about how she was being harassed and is the victim here. The driver who pursued the driver who hit my friend was driving a commercial vehicle with a front-mounted video recorder that was running and which he think captured the accident. That guy alerted the police officer and gave him a copy of the recording (how he did this I don't know).</p>
<p>So yesterday my friend gets a call from the driver's insurer, Geico. Although (1) the police report has not been finalized (the investigating officer says it will be ready early next week after they review the video) and (2) Geico has not even called the police to see what they say, Geico has concluded that no one is at fault and that my friend should be responsible for 50% of his damages. Based on a discussion with the police officer, the police appear to have concluded the driver was 100% at fault, but we have to wait to see the report.</p>
<p>Although he has only begun to fight, it just shows that you can be victimized not only by drivers but by their insurers, even where the police properly do their job.</p>
<p>(Incidents like this are extremely frequent at this intersection, either with cars making right turns onto Schrader from the left lane or cars exiting Schrader onto Washington and plowing through whatever is in their way--there are no stop signs.)</p> A GPS helps explain an accidenttag:thechainlink.org,2010-12-21:2211490:Topic:2715182010-12-21T22:57:17.607ZMark Kensethhttps://thechainlink.org/profile/MarkKenseth
<h1><span style="font-size: small;">Why Every Cyclist Should Ride With GPS</span></h1>
<p><a href="http://blackdogprocycling.com/why-every-cyclist-should-ride-with-gps">http://blackdogprocycling.com/why-every-cyclist-should-ride-with-gps</a></p>
<h1><span style="font-size: small;">Why Every Cyclist Should Ride With GPS</span></h1>
<p><a href="http://blackdogprocycling.com/why-every-cyclist-should-ride-with-gps">http://blackdogprocycling.com/why-every-cyclist-should-ride-with-gps</a></p> Support Group For bicyclists and pedestrians suffering from traffic crashestag:thechainlink.org,2008-10-18:2211490:Topic:181822008-10-18T08:08:03.965ZJulie Aberman (Hochstadter)https://thechainlink.org/profile/JulieHochstadter
Crash Victim Support Group:<br />
For bicyclists and pedestrians suffering from traffic crashes<br />
<p style="text-align: left;"><img alt="" height="634" src="http://storage.ning.com/topology/rest/1.0/file/get/96744695?profile=original" width="497"></img></p>
Brought to you by the Chicagoland Bicycle Federation (Active Transportation Alliance).<br />
<br />
Visit <a href="http://www.biketraffic.org/cbfblog_comments.php?id=1712_0_19_0_C">http://www.biketraffic.org/cbfblog_comments.php?id=1712_0_19_0_C</a> for more information<br />
<br />
Free and open to the public<br />
<br />
crashsupport@activetrans.org<br />
or call Falon at ActiveTrans (formerally CBF)…
Crash Victim Support Group:<br />
For bicyclists and pedestrians suffering from traffic crashes<br />
<p style="text-align: left;"><img src="http://storage.ning.com/topology/rest/1.0/file/get/96744695?profile=original" alt="" width="497" height="634"/></p>
Brought to you by the Chicagoland Bicycle Federation (Active Transportation Alliance).<br />
<br />
Visit <a href="http://www.biketraffic.org/cbfblog_comments.php?id=1712_0_19_0_C">http://www.biketraffic.org/cbfblog_comments.php?id=1712_0_19_0_C</a> for more information<br />
<br />
Free and open to the public<br />
<br />
crashsupport@activetrans.org<br />
or call Falon at ActiveTrans (formerally CBF) :312 427 3325 ext. 289